Mortage Memo: Rental Income by Taylor Ortiz with Spirit Mortgage

Weekly Mortgage Memo Today’s Topic: Rental Income   Sometimes our clients want to rent their primary residence and buy a new home.  They generally assume they can count the rental income to offset their mortgage payment.  That was the case prior to 2008 but since then it’s gotten much tougher.  If they can’t count the…

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Top Notch Service Providers!

Our buyers and sellers love the convenience of knowing The RED Team knows a service provider that can help in almost any area that involves a house! Most of your needs can be met by one of these professional, service providers we have used personally or our clients have used in the past! They all…

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The right financing is important!

One of the first steps in the home buying process is talking with a lender/mortgage broker. This is the most important step of them all. If you are looking to buy please call one of our recommended lenders/mortgage brokers below to get the process started. You can always call our office with any questions, too.…

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7 Nasty Credit Myths that Could Hurt Your Credit

 Here is a pretty interesting email we got from a lender, Cindy Glenn from Financial Concepts Mortgage. A decade has passed since the vault cracked open and we started learning how credit scores really work. For years, the creators of the leading credit scoring formula, the FICO, didn’t want consumers to know the scores existed,…

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Loan Process

I joined a referral group about three months ago and have never regretted it. Referral Groups are not only great for business but they are educational as well.  In our group, each week a person from our group explains in detail a different part of their services. Last week, Taylor Ortiz, a loan officer from…

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