2019 was the best year for mortgage rates since 2011, but what will the new year bring for the mortgage industry? As we’ve seen throughout the second half of last year, fixed mortgage rates averaged less than 4%. Most economists speculate that rates will remain just south of the 4% mark for the remainder of…

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Spooky Sales Tips to Market Homes at Halloween If you are selling your home this Halloween season, you can attract potential buyers by capitalizing on increased holiday traffic in your neighborhood. It’s also an excellent opportunity to talk with your neighbors about friends who are interested in moving into your neighborhood. Be generous with the candy…

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If you are considering purchasing a home now or in the future , here is some useful information that will  make applying for a mortgage smoother. Before searching for your new home, you should always get a pre approval letter.   This helps you know exactly what price range you should be looking in and when…

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If you are thinking about purchasing a home for the first time, you may not know that your credit will be one of the key factors in determining whether you are approved for a mortgage and your mortgage interest rate. Your credit score is calculated using five major factors: Payment history – Creditors will look at any…

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Getting a pre-approval letter will get you ahead of the game, and keeping your credit quiet will help you to the finish line! Here are some other pointers in the “winning the game” of closing on a home with a mortgage!   We know that buying a home can be intimidating with so many steps.…

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Has the housing market finally run out of steam?  Buyers found the lack of available homes too much in April with all major regions failing to show any activity gains.  The Pending Home Sales Index from the National Association of Realtors was down 1.3% to a reading of 106.4, following two monthly increases including an…

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Who doesn’t want to save a little anywhere they can? I know I do. I want to share a few ways that you can save on your mortgage. With rates expected to climb a little this year, it’s becoming top of mind with many clients.  Here’s the bottom line: just because you have a loan…

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This is an interesting read on why mortgage rates rise and fall. Check it out. Thank you Marcie and Chris Hines with Cornerstone Home Lending for letting us share this with our friends!

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