Lending
Frequently Asked Questions for Inspectors
Before making a final decision to purchase a home, it is a good idea to ask your home inspector some questions. You may be interested in learning about the roof’s condition, the presence of pests, and any leaks discovered in the house. Whether you are looking for a new home or purchasing an older home,…
Read MoreFacing a Bidding War on Your Dream Home?
Here are a Few Winning Strategies Despite setbacks from the COVID-19 pandemic, the real estate market has remained strong in our area, with demand for homes often exceeding inventory. This can lead to bidding wars, in which multiple buyers compete for a home by making increasingly higher offers. While a bidding war is the ideal…
Read MoreTom Hegna “Don’t Worry Retirement Happy”
We hope all is well for you in these crazy times! Because of these tumultuous times, many people are thinking more about their finances and the planning they have in place. To help provide a resource to his clients, Reg Aldrich, with COUNTRY Financial®, will be hosting a Virtual Event featuring Tom Hegna that will hit…
Read MoreHome Prices Continue to Accelerate
Nearly every major metro area across the country saw home prices continue to escalate in the second quarter. Median single-family home prices increased year over year in 96% of measured markets—or 174 out of 181—during the quarter, according to the latest report from the National Association of REALTORS®. That percentage matches the metro areas in…
Read MoreFrequently Asked Questions About the Home Appraisal Process
Whenever a buyer is purchasing a home using a mortgage loan, the appraisal is an integral part of the transaction. However, as with many steps in the home buying process, appraisals can be mystifying—particularly for first-time buyers. Here are answers to a few common questions to help clear up any confusion surrounding home appraisals. What…
Read MoreWhat Will 2020 Bring for Borrowers?
2019 was the best year for mortgage rates since 2011, but what will the new year bring for the mortgage industry? As we’ve seen throughout the second half of last year, fixed mortgage rates averaged less than 4%. Most economists speculate that rates will remain just south of the 4% mark for the remainder of…
Read MoreSpooky Sales Tips to Market Homes at Halloween
Spooky Sales Tips to Market Homes at Halloween If you are selling your home this Halloween season, you can attract potential buyers by capitalizing on increased holiday traffic in your neighborhood. It’s also an excellent opportunity to talk with your neighbors about friends who are interested in moving into your neighborhood. Be generous with the candy…
Read MoreGet to Know your Credit Score!
Here is some great information about your credit and why it is so important. Thank you to Sarah Ezell for sharing this with us!
Read MoreThe Do’s & Don’ts of Mortgages
If you are considering purchasing a home now or in the future , here is some useful information that will make applying for a mortgage smoother. Before searching for your new home, you should always get a pre approval letter. This helps you know exactly what price range you should be looking in and when…
Read MoreCredit Tips for First-Time Homebuyers
If you are thinking about purchasing a home for the first time, you may not know that your credit will be one of the key factors in determining whether you are approved for a mortgage and your mortgage interest rate. Your credit score is calculated using five major factors: Payment history – Creditors will look at any…
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