Life Insurance Awareness Month
September. I love September. You have Labor Day that brings a close to summer and lake season, football, hunting, back patio weather, football, and in my family my wife’s birthday! Did I mention football? Professionally, September is also rather important to me because it is life insurance awareness month. Definitely not as sexy of as some of the other things mentioned, but in my career it is something of true importance. I know this probably isn’t the most interesting blog post you may read today, but I ask that you read through to the end as it just may be the most important. My goal is not to scare you, but to have a call to action that you and your family have a plan that you feel comfortable with.
Each September, Life Happens, a nonprofit that promotes the benefits and tells the stories of life insurance puts on Life insurance awareness month. I encourage you to go to their website http://www.lifehappens.org , look around, watch some of the real life stories, and consider where you stand. The thing I love about Life Happens is that it gets to the heart of the issue. It doesn’t tip toe around, it focuses on the true benefit of what life insurance can do when the unspeakable happens.
What is your life insurance plan? Do you have one? Do you have a policy through work or even a policy on your own, but not really know why you have it? I’ve done a great job accumulating assets, why do I need coverage? I hate paying premiums into a policy and not get anything back unless I die; do you have anything for me? Do you have a policy that is going to expire right when you begin to need it? Is your family going to be ok if something were to unexpectedly happen to you? Do you have enough coverage, but don’t want to be “insurance poor”? What’s the deal with whole life insurance? Can I use life insurance as a savings vehicle? How much life insurance do I need? If I don’t have an income do I need to have a policy? I am a Dave Ramsey disciple and need help, can you set me up? If I’m single do I need coverage? Will I leave my family with a bunch of taxes? Will I leave my family with final expenses? Do you want to leave a legacy? These are just a few of the most common questions I get asked about life insurance and probably something you are thinking as well.
In the past two months, I have seen too many instances when people were taken too early from this earth and not prepared. A thirty five year old in a car accident, a sixty seven year old with a brain hemorrhage, and a 17 year old high school football player. It doesn’t matter who you are, what you do, or don’t do, anything can happen at any time.
I implore you, please review or create a life insurance plan. Not for my sake, not for me to sale a policy, but for you to know that you have done the right things and can have some piece of mind. I would be happy to review current policies and talk about options. Obviously, I would love the opportunity to discuss this with you and create financial plan as well.
One of my biggest fears as an advisor is to have to answer the question, ” why didn’t you ever talk to ____ about life insurance?” Here is my call to action, please let me know what I can do to help you. I would love to work with you and your family.
If you are still reading after all of this, I certainly appreciate it and hope I made you think about some things.
Godspeed.
Reg Aldrich
Financial Representative Agent
Office: 405.945.0094
Cell: 405.834.0069
Fax: 405.948.3155
Service & claims 1.866.COUNTRY
countryfinancial.com/reg.
countryfinancial.com
COUNTRY Financial(r)
3817 Northwest Expressway, Ste 730
Oklahoma City, OK 73112